
Borrow Against your
Native, Unwrapped Bitcoin
Native, Unwrapped Bitcoin
The first cross-chain money market for BTC and major assets,
built directly on Chainflip’s proven DEX infrastructure.
Be among the first to access cross-chain BTC loans.

Borrow Against your
Native, Unwrapped Bitcoin
Native, Unwrapped Bitcoin
The first cross-chain money market for BTC and major assets,
built directly on Chainflip’s proven DEX infrastructure.
Be among the first to access cross-chain BTC loans.

Borrow Against
your Native, Unwrapped Bitcoin
your Native, Unwrapped Bitcoin
The first cross-chain money market for BTC and major assets, built directly on Chainflip’s proven DEX infrastructure.
Be among the first to access cross-chain BTC loans.
What makes Chainflip Lending different
What makes Chainflip Lending different
What makes Chainflip Lending different
Until now, BTC lending has relied on wrapped assets and permissioned infrastructure. That approach limits transparency, introduces synthetic risk, and makes true permissionless lending impossible.
Until now, BTC lending has relied on wrapped assets and permissioned infrastructure. That approach limits transparency, introduces synthetic risk, and makes true permissionless lending impossible.



Native Assets Only
Lend or borrow real BTC, ETH, SOL, and stablecoins directly. No wrapped tokens or bridges, just native assets, managed
by Chainflip’s vault system.
Lend or borrow real BTC, ETH, SOL, and stablecoins directly. No wrapped tokens
or bridges, just native assets, managed
by Chainflip’s vault system.
Lend or borrow real BTC, ETH, SOL, and stablecoins directly. No wrapped tokens
or bridges, just native assets, managed
by Chainflip’s vault system.
Safe by Design
Every loan is overcollateralised and priced using verified Chainlink oracles, with fallback feeds on Ethereum
and Arbiturm for extra reliability.
Every loan is overcollateralised and
priced using verified Chainlink oracles,
with fallback feeds on Ethereum and
Solana for extra reliability.
Every loan is overcollateralised and
priced using verified Chainlink oracles, with fallback feeds on Ethereum
and Solana for extra reliability.



Cross-Chain by Default
Deposit collateral on one chain and borrow on another, all natively. Chainflip’s cross-chain settlement layer handles everything on-chain, removing friction between ecosystems.



Transparent & Composable
All positions, rates, and liquidations are avaliable for the user. Developers can integrate lending flows, monitoring, or liquidation data directly through our open API stack.
All positions, rates, and liquidations are visible and auditable on-chain. Developers can integrate lending flows, monitoring,
or liquidation data directly through our
open API stack.
All positions, rates, and liquidations
are visible and auditable on-chain. Developers can integrate lending flows, monitoring, or liquidation data directly through our open API stack.



For borrowers and lenders alike
For borrowers and lenders alike
Get early access
to Native Lending
Borrowers
Access liquidity without leaving Bitcoin
Borrow stablecoins or other assets directly against your
BTC, ETH, or SOL, without wrapping, bridges, or custodians.

Borrowers
Access liquidity without leaving Bitcoin
Borrow stablecoins or other assets directly against your BTC, ETH, or SOL, without wrapping, bridges,
or custodians.

Borrowers
Access liquidity without
leaving Bitcoin
leaving Bitcoin
Borrow stablecoins or other assets directly against your BTC, ETH, or SOL, without wrapping, bridges, or custodians.


Lenders
Earn from real on-chain activity
Supply USDC, USDT, BTC and more
to earn competitive yield on your assets.

Lenders
Earn from real on-chain activity
Supply USDC, USDT, BTC and more
to earn competitive yield on your assets.

Lenders
Access liquidity without
leaving Bitcoin
leaving Bitcoin
Supply USDC, USDT, BTC and more
to earn competitive yield on your assets.



One protocol, two sides
of the same market
of the same market
One protocol, two sides
of the same market
of the same market
One protocol,
two sides of
the same market
two sides of
the same market
Chainflip Lending combines proven cross-chain infrastructure with
on-chain credit mechanics, creating a unified liquidity layer for native assets.
Chainflip Lending combines proven
cross-chain infrastructure with
on-chain credit mechanics, creating
a unified liquidity layer for native assets.

Be among the first to test
native Bitcoin lending
native Bitcoin lending
Get early access to Chainflip Lending and native Bitcoin loans, fully on-chain.
Test the system before launch and help shape what’s next.
For more information on lending, you can read our blog post covering the details.

Be among the first to test
native Bitcoin lending
native Bitcoin lending
Get early access to Chainflip Lending and native Bitcoin loans, fully on-chain.
Test the system before launch and help shape what’s next.
For more information on lending, read our blog post covering the details.
Get early access
to native Bitcoin lending
Get early access to Chainflip Lending and native Bitcoin loans, fully on-chain. Test the system before launch and help shape what’s next.
For more information on lending, you can read our blog post covering the details.
Frequently asked questions
Frequently asked questions
Frequently asked questions
What is Chainflip Lending?
Chainflip Lending is a native, cross-chain protocol for borrowing and lending. It lets users deposit collateral on one chain and borrow on another — entirely with native assets, without wrapping or synthetic tokens.
What is Chainflip Lending?
Chainflip Lending is a native, cross-chain protocol for borrowing and lending. It lets users deposit collateral on one chain and borrow on another — entirely with native assets, without wrapping or synthetic tokens.
What is Chainflip Lending?
Chainflip Lending is a native, cross-chain protocol for borrowing and lending. It lets users deposit collateral on one chain and borrow on another — entirely with native assets, without wrapping or synthetic tokens.
Which assets are supported?
The protocol currently supports Bitcoin, Ethereum, and Solana networks. The user can borrow USDT and USDC on Ethereum, as well as native ETH, BTC, and SOL on designated chains.
Which assets are supported?
The protocol currently supports Bitcoin, Ethereum, and Solana networks. The user can borrow USDT and USDC on Ethereum, as well as native ETH, BTC, and SOL on designated chains.
Which assets are supported?
The protocol currently supports Bitcoin, Ethereum, and Solana networks. The user can borrow USDT and USDC on Ethereum, as well as native ETH, BTC, and SOL on designated chains.
How does Chainflip Lending work?
Chainflip Lending operates on the Chainflip DEX, a cross-chain exchange secured by 150 validators and a unified liquidity layer. The DEX executes transactions, while the underlying appchain coordinates logic and validators settle funds across supported chains. See docs for more details.
How does Chainflip Lending work?
Chainflip Lending operates on the Chainflip DEX, a cross-chain exchange secured by 150 validators and a unified liquidity layer. The DEX executes transactions, while the underlying appchain coordinates logic and validators settle funds across supported chains. See docs for more details.
How does Chainflip Lending work?
Chainflip Lending operates on the Chainflip DEX, a cross-chain exchange secured by 150 validators and a unified liquidity layer. The DEX executes transactions, while the underlying appchain coordinates logic and validators settle funds across supported chains. See docs for more details.
What does over-collateralised mean?
It means you deposit more in collateral than the value of your loan. This ensures loans are safely backed, allows the protocol to recover funds through liquidations if prices drop, and keeps users and lending pools protected from insolvency.
What does over-collateralised mean?
It means you deposit more in collateral than the value of your loan. This ensures loans are safely backed, allows the protocol to recover funds through liquidations if prices drop, and keeps users and lending pools protected from insolvency.
What does over-collateralised mean?
It means you deposit more in collateral than the value of your loan. This ensures loans are safely backed, allows the protocol to recover funds through liquidations if prices drop, and keeps users and lending pools protected from insolvency.
Can I avoid being liquidated?
Yes. By keeping an eye on your loan-to-value (LTV) ratio and adding more collateral when markets move, you can stay safely above liquidation levels. The app shows your LTV in real time, helping you manage risk and maintain healthy positions even during volatile markets.
Can I avoid being liquidated?
Yes. By keeping an eye on your loan-to-value (LTV) ratio and adding more collateral when markets move, you can stay safely above liquidation levels. The app shows your LTV in real time, helping you manage risk and maintain healthy positions even during volatile markets.
Can I avoid being liquidated?
Yes. By keeping an eye on your loan-to-value (LTV) ratio and adding more collateral when markets move, you can stay safely above liquidation levels. The app shows your LTV in real time, helping you manage risk and maintain healthy positions even during volatile markets.
What are the associated risks?
On-chain lending carries both technical and market risks. Smart-contract or oracle failures can cause loss if exploited, while high volatility can trigger liquidations. Use the product responsibly — DeFi always involves potential loss of funds.
What are the associated risks?
On-chain lending carries both technical and market risks. Smart-contract or oracle failures can cause loss if exploited, while high volatility can trigger liquidations. Use the product responsibly — DeFi always involves potential loss of funds.
What are the associated risks?
On-chain lending carries both technical and market risks. Smart-contract or oracle failures can cause loss if exploited, while high volatility can trigger liquidations. Use the product responsibly — DeFi always involves potential loss of funds.